Buying a property

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Finding and buying your perfect home is one of the most important decisions in your life, and can be somewhat daunting. Brar & Co are here to help.
Buying your home, whether you are first time buyers, moving up the ladder or downsizing, it is an exciting but stressful time. Let us take the stress by making sure you understand the whole buying process, and you can enjoy the exciting parts.
In addition to having a huge selection of houses and flats across all price ranges, we will also guide you through the process from start to finish and:

  • Speak in plain English, no legal jargon
  • Provide expert professional advice throughout
  • Handle all conveyancing and other legal work
  • Recommend a mortgage specialist should you need one
  • Negotiate skillfully to get you the best deal for your chosen property

With Brar & Co acting on your behalf you can have complete peace of mind. Put your property purchase in our safe hands

Mortgage repayments

Please feel free to use the calculator below to help you estimate your monthly payment.Please note that the calculator is only an estimating tool and the figures may not be accurate.

Loan Calculator Mortgage Calculator
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Residential conveyancing – fixed fees

Purchasing

Purchase price range Legal fee Total legal fees + VAT
0 – £125,000.00 £425.00 £510.00
£125,001.00 – £250,000.00 £450.00 £540.00
£250,001.00 – £350,000.00 £495.00 £594.00
£350,001.00 – £500,000.00 £550.00 £660.00
£500,001.00 – £750,000.00 £695.00 £834.00
£750,001.00 – £1,000,000.00 £850.00 £1,020.00

Disbursements

Leasehold fee £120.00
Bank fee (for chaps payments) £39.00
Searches £135.00 (depending on area and additional searches)
Pre completion searches £7.00 roughly
SDLT form fee £90.00
Stamp duty Check stamp duty calculator (depends on purchase price and client individual circumstances)
Land Registry fee Check gov.uk scales – scale 1 (depends on purchase price and transaction)
Extra charges – such as gifted deposit, help to buy ISA or indemnity insurance arrangement fee £60.00 each

Also, if the client’s lender uses the system ‘LMS’ to communicate there is an extra charge of £12.00 for their admin fee. **